What is Medicare?
Federal health insurance for people 65+, certain younger people with disabilities, and those with ESRD.
Parts of Medicare?
Part A: hospital. Part B: doctors. Part C (Advantage): bundles A+B with extras. Part D: prescriptions.
Medicare Advantage?
Private plan replacing Original Medicare. Most include drugs, dental, vision, hearing — often $0 premium.
Medigap?
Supplement plans covering copays, deductibles alongside Original Medicare. Standardized as F, G, N, etc.
When can I enroll?
Initial: 3 months before 65th birthday through 3 after. Annual: Oct 15–Dec 7. Open: Jan 1–Mar 31.
Missed enrollment?
Late penalties and gaps. Contact us — you may qualify for Special Enrollment.
Change my plan?
Yes, during Annual or Open Enrollment. Special periods for qualifying events.
Medicare agent in Pembroke Pines?
Tru-Blue Insurance has licensed agents here. Free consultations. Call (954) 890-1632.
Humana agent near me?
Yes. Certified Humana agents serving all of Broward County.
Cost anything?
No. Agents paid by carriers. Every service free.
Keep my doctor?
Depends on network. We verify before recommending.
Areas served?
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Dental covered?
Original Medicare: no. Many Advantage plans include dental, vision, hearing.
Prescriptions?
Part D and most Advantage plans cover drugs. We compare your specific meds.
Medicare + Medicaid?
You may qualify for a Dual Eligible SNP with extra benefits at low/no cost.